Jurnal KAJIAN PENGELOLAAN DANA KOPERASI SIMPAN PINJAM KONVENSIONAL DI KOTA SEMARANG

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Jurnal KAJIAN PENGELOLAAN DANA KOPERASI SIMPAN PINJAM KONVENSIONAL DI KOTA SEMARANG

Abstract : In accordance with the principles of cooperatives, Credit Union known as financial institutions, as well as serving as an intermediary institution. Credit Unions activities include collecting deposits from members, giving loans to members, other cooperatives and or their members, as well as managing the balance of funding and lending.
Based on the study results, it is found that Credit Unions can not rely on collection of funds from the member either in the form of savings, compulsory savings, time deposits. In addition, Credit Unions are also less interested in establishing partnerships with the Bank either through the linkage programs and other programs.
An effort to balance the fund and loan portfolio, the manager of using their experiences in the past, so that utilization is less than optimal. Weak regulation, has made the behavior of the manager of Credit Unions to act like a bank.
Keywords : Credit Union, linkage program, the behavior of managers
Author : Sri Purwantini, Endang Rusdianti, Paulus Wardoyo
Journal Code: jpmanajemendd161115

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